I) Thou shalt not change jobs, become self-employed or quit your job.

II) Thouh shalt not buy a car, truck or van (or you may be living in it!).

III) Thou shalt not use credit cards excessively or let accounts fall behind.

IV) Thou shalt not spend money you have set aside fir closing.

V) Thou shalt not omit debts or liabilities from your loan application.

VI) Thou shalt not buy furniture on credit.

VII) Thou shalt not originate any inquiries into your credit.

VIII) Thou shalt not make large deposits without checking with your loan officer.

IX) Thou shalt not charge bank accounts.

X) Thou shalt not co-sign a loan for anyone.